The decline in per capita water availability affects irrigation and groundwater levels, reducing agricultural productivity. As crops fail and rural income drops, it indirectly harms livelihoods, forcing migration and increasing pressure on urban areas. Correct Option is (c).
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Self-Help Groups consist of 10–20 members, mainly women, who save money and offer small loans. Linked with banks through NABARD programs, SHGs promote financial independence, women’s empowerment, entrepreneurship and collective decision-making in rural communities effectively.
Banks mobilize savings, provide credit and promote trade, industry and agriculture. They support development projects, encourage entrepreneurship and ensure financial inclusion. Through digital services and credit facilities, banks sustain growth and maintain economic stability in society.
Democracy ensures accountability through elections, media and judiciary. Citizens can question, criticize or replace leaders. Public debates, transparency laws and opposition checks ensure governments act responsibly, serving people’s welfare and protecting rights against misuse of power.
Democracy promotes growth by ensuring equality, participation and accountability. It encourages transparent decision-making, fair resource use and public welfare. Though slower, democratic growth is inclusive and sustainable, as seen in India and South Korea’s balanced economic progress.