1. When borrower particularly fails to repay the loans due to the failure of the crop, he is unable to repay the  loans and is left worse off. This situation is commonly  called debt-trap. Credit in this case pushes the borrower into a situation from which recovery is very painful.

    When borrower particularly fails to repay the loans due to the failure of the crop, he is unable to repay the  loans and is left worse off. This situation is commonly  called debt-trap. Credit in this case pushes the borrower into a situation from which recovery is very painful.

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  2. In rural areas, the main demand for credit is crop production and purchase of pesticides and fertilizers.

    In rural areas, the main demand for credit is crop production and purchase of pesticides and fertilizers.

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  3. Credit (loan) refers to an agreement in which the lender supplies the borrower with money, goods or services in return for the promise of future payment.

    Credit (loan) refers to an agreement in which the lender supplies the borrower with money, goods or services in return for the promise of future payment.

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  4. Banks use the major portion of the deposits of extend loans to people for various economic activities.

    Banks use the major portion of the deposits of extend loans to people for various economic activities.

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  5. As consumers in today’s world, some of us have a wide choice of goods and services before us. The latest models of digital cameras, mobile phones and televisions made by the leading manufacturers of the world are within our reach. Today, Indians are buying cars produced by nearly all the top companiRead more

    As consumers in today’s world, some of us have a wide choice of goods and services before us. The latest models of digital cameras, mobile phones and televisions made by the leading manufacturers of the world are within our reach. Today, Indians are buying cars produced by nearly all the top companies in the world. A similar explosion of brands can be seen for many other goods: from shirts to televisions to processed fruit juices this is known as transformation.

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