On what terms did Savita get a loan from Tajpal Singh? Would Savitas’ condition be different if she could get a loan from the bank at a low rate of interest?

Savita might have obtained a loan from Tajpal Singh at higher interest rates and possible collateral. If she acquired a bank loan at lower interest rates, her situation would likely improve due to reduced financial strain, better terms, and a more manageable repayment plan, enhancing her overall condition.