Describe how cheque payments are made and realised.

If a person has to make a payment he issue a cheque for a specific amount in his name such a TPDDL. The TPDDL will deposit the cheque in their own account  in the banks Thereafter, the money is transferred from one bank to another bank account in a couple of days. Thus, transaction takes place without any payments of cash from one bank account to another bank account.