social science sample paper class 10 2024 with solutions – Discussion Forum

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Asked: October 16, 2025In: Class 10 Social Science

Why does it become difficult for farmers in rural areas to take loans from government banks? Read the following reasons and choose the most appropriate option: I. Lack of collateral II. Complicated procedure III. Higher cost of borrowing IV. Lack of awareness

Farmers face problems taking loans from government banks due to lack of collateral, complicated procedures, and lack of awareness. These barriers force them to depend on informal moneylenders who charge higher interest rates. Correct Option: (C) Only I, II and ...